Thursday, September 12, 2013

Celebrity Body Parts Insurance


Jennifer Lopez has a $27 million insurance policy on her butt
Let's be serious for a minute: if you were J-Lo, you'd insure your ass for $27 million, too. It's not like the music and movies thing is going to work out forever.

Rihana Legs: $2.2 million
Klum has both legs insured but one happens to be worth more than the other:
"The Victoria's Secret strutter's right gam is insured for $1.2 million, but her left is worth only $1 million. Why the discrepancy? A little scar on her left limb."

Aquafresh White Strips: $10,000,000 policy on America Ferrera's teeth
The Ugly Betty star is actually beautiful off the set, so it makes sense that her sponsor Aquafresh has insured her teeth for a whopping $10 million.

Dolly Parton's Breasts? A whopping $300,000 a boob
Everyone loves Dolly Parton's music, right? Well just in case that ever goes out of style, Parton had each breast insured for $300,000.

Tom Jones' Chest Hair: $7,000,000
Believe it or not, Jones used to be considered a sex symbol, so to keep his sexiness in tact, he's insured that mane of hair on his chest for a princely sum: "Tom Jones, still making elderly Las Vegas audiences swoon at age 67, lives in fear. Sure, he's stayed famous for like half a century, and probably sexed enough women to populate a small and very satisfied country. But Tom believes all that could come crashing down with a single accident (say, a spontaneous shirt combustion) that in any way damages his luxuriant pelt of chest hair."

$151 million for David Beckham against a career-threatening injury
Quite possibly the most ironic item on this list considering that Beckham recently had surgery on his achilles tendon. If he can't play soccer again, Beckham can expect a cool $151 million payout.

British food critic Egon Ronay keeps his taste buds safe for $400,000.
A food critic has one of the best jobs in the world, no doubt. But if they eat a wing too spicy or something like that, they risk their taste buds being obliterated, which would end their career. Hence the major insurance policy just in case things go wrong.

Rod Stewarts' voice? $6 million in insurance.
The "Hot Legs" and "Maggie May" singer is a crooner to the n-th degree, so to make sure his swagger always stays put, he's insured his voice.

The Rolling Stones' Keith Richards insured his middle finger to the tune of $1.6 million
Keith Richards has already said "f#$% you" to the world on multiple occasions but just in case he can't get one last flip of the bird in before he dies, Richards has insured his middle finger for $1.6 million. Bravo, Keith.

But the most expensive set of legs belongs to songstress Mariah Carey. If anything tragic should happen to her shapely limbs, Carey would cash in on a cool $1 billion.

Wednesday, September 11, 2013

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Celebrity Holidays From Hell - How Trip Insurance Can Solve Travel Tragedies

Trips away aren't always a time of rest and relaxation, even if you're rich and famous the dream of lying by a pool in the sun can turn into a nightmare. We look at celebrity holiday disasters, and how travel insurance can help put things right.
Holiday Sickness
Whether it's Delhi belly or the Torremolinos trots, many of us have experienced food poisoning whilst abroad. Model/actress/presenter Kelly Brook once succumbed during a holiday to Tunisia, possibly after an excessively Big Breakfast.
Minor illnesses can usually be controlled by over-the-counter medicine, but more serious cases could involve hospital treatment. So it's always best to make sure that your travel insurance provides adequate medical cover.
Even if you're in Europe, where you can use the EHIC card, travel insurance could still prove valuable as only emergency care is covered under the scheme. Repatriation costs to the UK will have to come out of your own pocket if you don't have the right travel insurance. This could be a huge bill, e.g. despite Australia's reciprocal medical care agreement with the UK, your return to Britain after an accident down under could set you back up to £20,000*.
Former Genesis singer Peter Gabriel once broke his leg in a skiing accident in Switzerland; did you have something In Your Eyes at the time, Peter? Such accidents are not uncommon on winter-sports holidays, and the hospital bills can quickly mount up. Check out our buyers' guide for winter sports insurance, and make sure that your travel insurance policy explicitly covers you for sports-related incidents.
Flight frustrations
When a flight to the Seychelles got delayed due to bad weather, DJ Zoe Ball was stranded for several days, probably wishing she'd stayed in Brighton. Some travel insurance policies will pay up for long delays, e.g. £30 for the first 12 hours, then additional sums for subsequent 12-hour periods.
If you're like chef Ken Hom and have difficulty making it to the airport on time, you might be able to claim on your travel insurance. The Chinese-food guru once turned up late for his plane to Hong Kong. Luckily the airline managed to find him a new flight, so he wasn't forced to 'wok' to his destination.
Check your policy details carefully though, as many travel insurance providers will only cover you for flights that are missed because of incidents outside of your control, such as car breakdown. Forget to set your alarm and you'll probably have to stump up the cash yourself.
Lost and stolen luggage
It's not just the annoyance of spending a fortnight's holiday in one outfit; replacing the contents of a large suitcase can be pricey. On a trip to Maui a few years back, foul-mouthed foodie Gordon Ramsay suffered a holiday nightmare by losing his luggage. We imagine the hotheaded chef turned the carousel air blue with his first-class F-Words.
Depending on your particular policy, your travel insurance provider will usually provide you with an emergency payment if the bag is missing for over 48 hours. This is intended to allow you to buy replacements such as new underwear and toiletries. If the luggage is declared permanently lost, you should be covered for the items it contained, up to a certain limit (usually around £2,000).
NOTE: Airlines are also responsible for lost baggage. If your baggage is delayed, you can ask the airline for an immediate cash payment to cover essentials such as toiletries. Also, if your baggage goes missing and isn't recovered after 21 days, you are entitled to compensation from the airline. For more useful info on airport baggage responsibility, read 'Airport Chaos - How You're Covered for Delays, Cancellations, and Other Airport Ups and Downs'.
Talent-contest judge Amanda Holden had her mobile phone stolen whilst holidaying in Barcelona. It pays to be careful with your belongings as travel insurance cover is often invalidated where items are not adequately secured. Many travel insurance policies have a low upper-limit for individual items, so if you have anything particularly precious, like an engagement ring, it is often worth making sure it's protected away from home under your home insurance policy.
Unusual travel disasters
Reality-TV star Jade Goody dodged a falling electric pylon at villa she once rented in Tobago. A comprehensive travel insurance policy will cover the cost of alternative accommodation if anything happens to the place where you're staying.
Jogtastic Paula Radcliffe outdid Jade with a marathon-run of holiday bad luck after encountering, not one, but two hurricanes in the same holiday, first in Florida and then in Antigua. Unfortunately, natural disasters are often excluded from travel insurance policies, so if planning on going somewhere where the probability of freak weather conditions is high, check your terms and conditions to see if 'Acts of God' are covered.
If our tales of celebrity travel woes haven't completely put you off your next trip away, consider taking out travel insurance before you go. It may not prevent you from getting into problems whilst away, but it's invaluable in helping to sort them out.



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Tuesday, September 3, 2013

Top 10 Celebs TV Actors Best Friends Now And Then

                                   Kip Wilson and Henry Desmond, ‘Bosom Buddies’
                                     Cory Matthews and Shawn Hunter, ‘Boy Meets World’
                                   Chandler Bing and Joey Tribbiani, ‘Friends’
                               Laverne De Fazio and Shirley Feeney, ‘Laverne & Shirley’
                           Larry Appleton and Balki Bartokomous, ‘Perfect Strangers’
                                                Zack Morris and Screech Powers, ‘Saved by the Bell’        
                                                 J.D. and Turk, ‘Scrubs’
                                       Jerry Seinfeld and George Costanza, ‘Seinfeld’
                                             Karen Walker and Jack McFarland, ‘Will & Grace’
                                                    Kevin Arnold and Paul Pfeiffer, ‘The Wonder Years’